Buying a home is exciting, but coming up with enough money for the down payment can be a hurdle for some borrowers. That’s where help from family or friends can make the dream of homeownership a reality. If you’re planning to use gifted funds to help with your down payment, here are some important rules to keep in mind. Mortgage lenders want a...

If you’re exploring home financing options and find that a traditional mortgage may not be the right fit for you, a Non-QM loan could be a good option. A Non-QM loan is a mortgage that doesn’t fit the traditional lending standards set by the federal Qualified Mortgage Guidelines. Instead of relying on more standard qualification rules, we...

The VA Interest Rate Reduction Refinance Loan (IRRRL), often called the VA Streamline, is designed exclusively for veterans and active-duty service members to make refinancing easier, faster, and more affordable. It’s about serving those who served, and helping them lower their interest rate and monthly payment without the hassle of a...