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Choosing a home loan is a big commitment and learning about the different types of home loans can be like learning a new language–challenging. The good news is that we have a team of experienced Home Loan Experts to answer all of your questions and will be your guide to find the right home loan for you. We’ll partner with you, and keep you informed at every stage of your home financing journey. When you are a part of the AmeriHome family, we want you to know that we are invested in your financial success today and tomorrow. Imagine the possibilities with your better home loan!
Understanding mortgage loan types will help you to be knowledgeable and informed. When you work with our Home Loan Experts, we’ll provide customized lending solutions, helping you make decisions with honest and clear information. Let us help find the right AmeriHome loan for you today.
Ideal for homeowners looking to stay in their homes for at least five to 10 years. A 20 to 30-year fixed-rate mortgage has a longer loan term giving you the flexibility to have more wiggle room in your budget with a lower payment over the life of the loan. Your monthly fixed-rate gives you peace of mind in knowing the exact amount you’ll be paying on your mortgage each month.
The perfect loan if you want to save on interest and pay off your home sooner. With a 10 to 15-year fixed-rate mortgage, you keep more money in your wallet! This shorter-term option allows for optimal budget planning with a consistent monthly payment and an expedited path for financial growth.
Fixed-rate mortgage and a great option if your credit score is in the good to excellent range.
Fixed-rate mortgage with more relaxed eligibility requirements. Enjoy easier credit qualifications and higher debt to income ratio flexibility.
Fixed-rate mortgage and an excellent option for financing homes that are more expensive than traditional homes or are in cities with a higher cost of living. This lending option provides additional flexibility for applicants with good to excellent credit.
Exclusive loan benefits open to active or retired military personnel, VA loans have more flexible credit requirements.
Perfect for First Time Home Buyers—these loan programs offer an easier path to homeownership and refinancing.
Your Home Buying Journey! Before you begin house hunting, get your pre-qualification in minutes to determine your budget so you can shop with confidence. Once you’ve found the home of your dreams, get your pre-approval the next business day for a specific loan amount.
Keeping You In The Perfect Home Loan! Since your mortgage needs may change over time, we’ll stay in touch to evaluate your mortgage every six months to keep you on track with your home financing needs.
Instant Rate Quote
Bonus! We are committed to being your mortgage company now and into the future. Finance the purchase of a home or refinance with us ONCE and save $1,095 on ALL future refinances or home purchases!
We protect your data while it’s at rest or in transit with a defensive in-depth cybersecurity strategy.
What you see is what you get. We provide a clear explanation of loan costs and won’t surprise you with extra fees or hidden add-ons.
Our loan officers will be there for you every step of the way, helping you find a finance package that works with your lifestyle.
Pay off all of your debt as fast as you can, with no penalty. At AmeriHome, it’s our job to help you own your home free and clear, as fast as you can.
My experience with AmeriHome has been a 5 star experience all the way. Mimi Le, the loan officer, was very personable and made sure that every question that I had was answered with a smile. The assistant, Elsie Barajas, continued this experience very professionally and gracefully and the processor, Kenneth Ornelas, got me to the finish line with making sure that I was 100% satisfied. Overall the customer service was red carpet all the way. I’m glad to have worked with such professionals and friendly team. I would refer AmeriHome to my family, friends and loved ones.
~ Twana R.
What a pleasant loan process from application to signing. Loan consultant worked with me every step of the way to find the best solution for my needs, explained everything clearly, made sure everything went smooth. Highly recommend AmeriHome Mortgage. Thanks for the great service.
This has been such a delightful process. The team that assisted in our Loan process was the best I have ever encountered. We were always aware of what was going on. The loan [officer] Sean Grote and his assistant Aryana Mata not only contacted us through email but also made personal phone calls to keep us informed. They made sure all our questions were answered. The processor Marie [Eliasson] that completed the loan was always available, very professional and a pleasure to work with. I will recommend this company!!!!!
~ Tina-Tim Wood
With our AmeriHome Rewards program, when you finance a loan with us ONCE, you’ll save $1,095 on ALL future refinances or home purchases. See Details.
Contact your Home Loan Expert to learn more.
Be sure to give us a call to speak with one of our Home Loan Experts about your customized home finance evaluation and getting the perfect home loan.