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Understanding An
FHA Home Loan

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A Home Loan With More Flexibility!

Settle into your dream home with a mortgage that offers more flexible qualifying guidelines. Insured by the federal government through the Federal Housing Administration (FHA), an FHA home loan is a mortgage that provides an easier path to homeownership. Borrowers benefit from less stringent loan qualifications because the FHA insures the loan. FHA loans can be a good fit for first-time homebuyers and those with low to mid-incomes and credit scores. Lower down payment requirements are an additional benefit of an FHA loan.

AmeriHome offers FHA Fixed-Rate mortgages with your personal goals in mind. 10 to 30-year options ensure your home loan matches your monthly budget needs.

FHA Home Loan Benefits:

  • Easier credit qualifications
  • Get started with a down payment as low as 3.5%
  • Higher debt to income ratio flexibility
  • Cash-out refinance available up to 80% of home value
  • Rate and term refinance available up to 97.75% home value
  • FHA Streamline Refinance, a simple loan process that can save you money and time* Learn More

To get your personal consultation, contact one of our Home Loan Experts at 888.469.0810.

Your Future Is Now,
With A Personal Touch.

Submit the form below and one of our Home Loan Experts will reach out to provide you with a customized home refinance quote.

Ready To
Refinance Or Buy A Home?

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Refinancing Your FHA Loan

If you currently have an FHA loan, take advantage of an easy way to save with the simplified loan process of an FHA Streamline Refinance. Be sure to contact one of our Home Loan Experts to see if you qualify.

Learn More

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Buying A Home

Are you in the market to purchase a new home? Contact one of our Home Loan Experts to get pre-qualified in minutes and pre-approved the next business day so you can shop with confidence.

Learn More

Why Finance
With AmeriHome?

No Nonsense, No Hidden Fees, No Wasted Time.
Make a Decision About Your Mortgage With Confidence.

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Safe And Secure

We protect your data while it’s at rest or in transit with a defensive in-depth cybersecurity strategy.

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Transparent Pricing

What you see is what you get. We provide a clear explanation of loan costs and won’t surprise you with extra fees or hidden add-ons.

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Service And Loan Assistance

Our loan officers will be there for you every step of the way, helping you find a refinance package that works with your lifestyle.

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No Pre-Payment Penalties

Pay off all of your debt as fast as you can, with no penalty. At AmeriHome, it’s our job to help you own your home free and clear, as fast as you can.

See What Other Customers Are Saying…

Trustpilot 5 Star Rating

They made the process very quick and easy

Great company to work with. Very personal approach. Refinanced recently with Justin Dennis and Jade Teran. They made the process very quick and easy and were there to answer every question. Honest people.

~ David W.

Trustpilot 5 Star Rating

They handled everything so professionally

Kenneth Ornelas and Philip Simon made the process of refinancing our home very easy. They answered our emails so quickly and were always available to answer any questions. This was such an easy and smooth process. They handled everything so professionally, from start to finish. If we could rate them 10 stars, we would. That’s how happy we were with this entire process! We would highly recommend them.

~ Leslie P.

Trustpilot 5 Star Rating

Highly Recommend AmeriHome Mortgage

What a pleasant loan process from application to signing. Loan consultant worked with me every step of the way to find the best solution for my needs, explained everything clearly, made sure everything went smooth. Highly recommend AmeriHome Mortgage. Thanks for the great service.

~ Kyle

All reviews are sourced from TrustPilot.

Your Better Home Loan…
Designed Just For You!

Be sure to give us a call to speak with one of our Home Loan Experts about your customized home finance evaluation and getting a better home loan.

Lets Get Started!

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Customer Support

  • Customer Service for existing accounts:
  • 888.469.0810
  • Mon-Fri 8am-5pm Pacific
  • Mortgage refinance application and status:
  • Thousand Oaks, CA 91362-3888
  • 844.272.5617
  • Address

  • AmeriHome Mortgage Company, LLC
  • NMLS ID 135776
  • Company Headquarters
  • 1 Baxter Way, Suite 300
  • Thousand Oaks, CA 91362-3888
  • AmeriHome Mortgage A Western Alliance Bank Company Logo In White


    Top Workplaces Award 2021
    Better Business Bureau Accredited Business A+ Rating
    Better Business Bureau Accredited Business A+ Rating
    Top Workplaces Award 2021

    *By refinancing, your total finance charge could be higher over the life of the loan.

    ©2024 AmeriHome Mortgage Company, LLC, A Western Alliance Bank Company. Branch Office located at 17885 Von Karman Avenue, Suite 100, Irvine, CA 92614. NMLS #135776; AZ d/b/a AmeriHome Funding, LLC #0917700; California Licensed by the Department of Financial Protection and Innovation, under the California Residential Mortgage Lending Act #4131116; Licensed by the N.J. Department of Banking and Insurance; Rhode Island Licensed Lender. For licensing information, go to: Not all applicants will qualify. Not available in all areas. Other terms, conditions, and restrictions apply. No goods or services are intended to be offered to users in the EU. Equal Housing Lender.