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As the cost of education continues to rise, many families are searching for affordable ways to pay for college tuition, private school expenses, graduate programs, and other educational opportunities. While scholarships, savings accounts, and student loans can help, homeowners may also be able to tap into their home equity to get the cash they need with a Cash-Out Refinance, often at interest rates that are lower than other borrowing options. Check out our blog to learn about creative ways homeowners can use a Cash-Out Refinance to invest in education: www.amerihome.com/5-creative-ways-to-fund-education-with-a-cash-out-refinance/... See MoreSee Less
Taking control of your finances starts with understanding where your money goes and where it's headed. Whether you're saving for a home, paying down debt, building your emergency fund, or planning for the future, the small financial decisions you make today can make a big difference tomorrow. Take some time today to review your budget and savings goals, so you can take charge of your financial future. Happy Financial Awareness Day! ... See MoreSee Less
If you’re a real estate investor, you’ve probably wondered how to qualify for a mortgage when your personal income isn’t the full story. That's where DSCR (Debt Service Coverage Ratio) Loans come into play. Instead of focusing on your personal income, this type of loan is more about the investments you've made in real estate and how they're performing.
The Federal Reserve announced on 7.29 that it is keeping rates unchanged, according to a report from CNBC. Experts say borrowers hoping for lower rates as a result could be waiting longer than expected.
Interest rate relief may not be coming anytime soon, and borrowing costs may continue to rise moving forward. LendingTree's chief consumer finance analyst noted that "anyone expecting the Fed to ride to the rescue and lower rates is almost certainly going to be disappointed."
If you've been thinking about refinancing, the Fed's latest announcement is a reminder that waiting for rates to drop may not be the best strategy. In fact, it may be best to act now before rates continue moving higher. Refinancing can still help eligible borrowers lower their monthly payment, consolidate high-interest debt or access home equity to achieve financial goals.
Now may be a good time to review your mortgage and explore your refinance options. Our Home Loan Experts can help guide you through every step of the process. To get started, just reply to this email or give us a call at 844.634.0282.
Ever wish you could use your home equity to get cash without touching your current mortgage? That’s where a Closed-End Second, also known as a Second Lien Mortgage, comes into play. A Closed-End Second is a separate loan that sits on top of your existing mortgage. Instead of refinancing your first loan, you keep it exactly as it is, with the same rate and the same term, and take out an additional loan using your available home equity. Watch as Jennifer Priestley breaks down everything you need to know about a Second Lien Mortgage.
A mortgage pre-approval is a lender's review of your finances to estimate how much home you may be able to afford. It can help you shop with confidence and show sellers that you're a serious buyer. Mortgage lenders typically review factors such as income, employment, assets, and credit history during the process. ... See MoreSee Less
Home equity can sound like one of those mortgage phrases that gets tossed around without much explanation. In plain terms, it is the part of your home you actually own on paper. If your home is worth more than what you owe on your mortgage, the difference is your equity.
As the cost of education continues to rise, many families are searching for affordable ways to pay for college tuition, private school expenses, graduate programs, and other educational opportunities. While scholarships, savings accounts, and student loans can help, homeowners may also be able to tap into their home equity to get the cash they need with a Cash-Out Refinance, often at interest rates that are lower than other borrowing options. Check out our blog to learn about creative ways homeowners can use a Cash-Out Refinance to invest in education: www.amerihome.com/5-creative-ways-to-fund-education-with-a-cash-out-refinance/ ... See MoreSee Less
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Taking control of your finances starts with understanding where your money goes and where it's headed. Whether you're saving for a home, paying down debt, building your emergency fund, or planning for the future, the small financial decisions you make today can make a big difference tomorrow. Take some time today to review your budget and savings goals, so you can take charge of your financial future. Happy Financial Awareness Day! ... See MoreSee Less
0 CommentsComment on Facebook
Photos from Western Alliance Bank's post ... See MoreSee Less
0 CommentsComment on Facebook
If you’re a real estate investor, you’ve probably wondered how to qualify for a mortgage when your personal income isn’t the full story. That's where DSCR (Debt Service Coverage Ratio) Loans come into play. Instead of focusing on your personal income, this type of loan is more about the investments you've made in real estate and how they're performing.
To learn more, visit www.amerihome.com/pages/dscr-video-social/?utm_campaign=social - fb reels&cpid=2026081403&utm_source=hubspot&utm_medium=social&inscid=1396&refnum= ... See MoreSee Less
0 CommentsComment on Facebook
The Federal Reserve announced on 7.29 that it is keeping rates unchanged, according to a report from CNBC. Experts say borrowers hoping for lower rates as a result could be waiting longer than expected.
Interest rate relief may not be coming anytime soon, and borrowing costs may continue to rise moving forward. LendingTree's chief consumer finance analyst noted that "anyone expecting the Fed to ride to the rescue and lower rates is almost certainly going to be disappointed."
If you've been thinking about refinancing, the Fed's latest announcement is a reminder that waiting for rates to drop may not be the best strategy. In fact, it may be best to act now before rates continue moving higher. Refinancing can still help eligible borrowers lower their monthly payment, consolidate high-interest debt or access home equity to achieve financial goals.
Now may be a good time to review your mortgage and explore your refinance options. Our Home Loan Experts can help guide you through every step of the process. To get started, just reply to this email or give us a call at 844.634.0282.
To learn more, visit www.amerihome.com/pages/fed-keeps-hold-on-interest-rates/?cpid=2026080703&utm_campaign=market-upd... ... See MoreSee Less
0 CommentsComment on Facebook
Photos from Western Alliance Bank's post ... See MoreSee Less
0 CommentsComment on Facebook
Ever wish you could use your home equity to get cash without touching your current mortgage? That’s where a Closed-End Second, also known as a Second Lien Mortgage, comes into play. A Closed-End Second is a separate loan that sits on top of your existing mortgage. Instead of refinancing your first loan, you keep it exactly as it is, with the same rate and the same term, and take out an additional loan using your available home equity. Watch as Jennifer Priestley breaks down everything you need to know about a Second Lien Mortgage.
To learn more, visit www.amerihome.com/pages/closed-end-seconds-jp/?utm_campaign=social - fb reels&cpid=2026080603&utm_source=hubspot&utm_medium=social&inscid=1396 ... See MoreSee Less
0 CommentsComment on Facebook
A mortgage pre-approval is a lender's review of your finances to estimate how much home you may be able to afford. It can help you shop with confidence and show sellers that you're a serious buyer. Mortgage lenders typically review factors such as income, employment, assets, and credit history during the process. ... See MoreSee Less
0 CommentsComment on Facebook
Home equity can sound like one of those mortgage phrases that gets tossed around without much explanation. In plain terms, it is the part of your home you actually own on paper. If your home is worth more than what you owe on your mortgage, the difference is your equity.
To learn more, check out our blog post on this subject here: www.amerihome.com/home-equity-what-it-means/ ... See MoreSee Less
0 CommentsComment on Facebook