Start saving with the right streamlined loan solution for you! With a VA Interest Rate Reduction Refinance Loan (VA IRRRL), also known as a VA Streamline Refinance loan, you can lower the interest rate on your current VA loan through a quick and simple process designed specifically for veterans and active military. We have a team of experienced VA home loan experts that understands the military lifestyle and will guide you through the home financing process.
It’s all about saving you time, money and lowering your monthly payments.*
With documentation from your existing VA loan, we can save you time during the loan process.
There is no charge for origination.
Typically no appraisal is needed, simplifying your life while getting a better home loan.
Backed by the U.S. Department of Veterans Affairs (VA), veterans and active service members have access to the exclusive benefits offered through VA loans. If you are looking to refinance your home, be sure to take advantage of the specialized home loan solutions designed specifically for our service members.
If you currently have a VA loan, take advantage of this simplified loan process to help you get a better home loan. To qualify for a VA IRRRL, there are a few items to check off your list first. If you are unsure about your current status, be sure to contact one of our Home Loan Experts. They can review your mortgage to ensure you are in a better home loan for you.
Your existing loan must be a VA loan.
You need to have made a minimum of six monthly payments.
You need to show a history of paying all existing mortgage payments on time for the last six months.
We protect your data while it’s at rest or in transit with a defensive in-depth cybersecurity strategy.
What you see is what you get. We provide a clear explanation of loan costs and won’t surprise you with extra fees or hidden add-ons.
Our loan officers will be there for you every step of the way, helping you find a refinance package that works with your lifestyle.
Pay off all of your debt as fast as you can, with no penalty. At AmeriHome, it’s our job to help you own your home free and clear, as fast as you can.
John Heard and Brandi Clements made this the easiest mortgage process I have ever been through. All steps of the process were clearly defined, questions were answered concisely and everything proceeded without issue. I couldn't be more pleased with the customer service that was provided. Highly recommended!
~ Mark F.
I would just like to thank Marie Eliasson my [loan] processor and Steve Rhee my loan officer. The two of them [went] above and beyond my expectations after dealing with another company that [couldn't] seem to get anything right. I would recommend anyone I know or anyone reading this to work with both of them and Amerihome.
~ Julie C.
Working with AmeriHome Mortgage, specifically Kris & Marie, to go through my home refi was amazing overall. Their communication & timely responses really helped me out when I had any questions & they ensured to get me the very best numbers this crazy market can offer. I highly recommend this company & you should request Kris as your loan officer & Marie as your loan processor!
~ Tyler T.
We have a team of experienced VA Home Loan Experts to answer any questions you might have and will guide you through the VA loan process.